A necessary law on FinTech for the U.S.A.

In the international press one of the main themes is a FinTech regulation for the U.S.A. Tom Groenfeldt on Forbes points out the U.S. financial sector is managed by eight federal agencies and each of the 50 States has its own legislation.
The model to be followed is the centralized model proposed by countries such as the United Kingdom, Singapore, Hong Kong, Australia and Abu Dhabi.
The author traces a scenario based on a recent report published by the authoritative US think tank Pew Research Center. The paper explains that “the regulatory authorities examined in this document usually deal with financial innovation in three ways: by creating programs that help businesses navigate the regulatory landscape and support transparency on new products and services, by changing the regulatory framework for respond to the effects of emerging technologies and eliminate obstacles to companies entering the market to promote innovation”.